Deposit USDC/USDT into Solid

How deposits work

When you deposit into Solid, funds arrive in your Wallet first. From there, you move them to Savings to start earning yield.

This is a two-step process:

1. Deposit: send crypto to your Solid Wallet
2. Save: move funds from Wallet to Savings vault to earn yield

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Deposit methods

Solid supports crypto deposits across multiple networks. In the app, tap Add Funds on the Wallet home screen, then select Add to wallet and choose Crypto.

You can also receive fiat directly with Virtual Accounts: personal ACH and wire details that convert incoming bank transfers automatically. In the app, this is under Add Funds → Add to wallet → Cash. See Virtual Accounts on Solid.

Finally, you can fund your card balance straight from your local bank account or mobile money wallet in 16 local currencies (Pix, bKash, GCash, SPEI, SEPA, M-Pesa and more), powered by TransFi. In the app, tap Add Funds and pick your currency under Cash deposit. See Deposit your local currency into Solid and the step-by-step guide.

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Step 1: Deposit to your Wallet

Option A: Send from your crypto wallet

1. Open the Solid app and tap Add Funds on the Wallet home screen
2. Select Add to wallet, then Crypto
3. Select Send from your crypto wallet
4. Connect a wallet (MetaMask, Rabby, or any of 500+ supported wallets)
5. Choose the network where your USDC/USDT is held
6. Enter the amount and confirm the transaction

Option B: Share your deposit address

1. Open the Solid app and tap Add Funds
2. Select Add to wallet, then Crypto
3. Select Share your deposit address
4. Copy the address or scan the QR code. The same address works across all supported networks
5. Send USDC/USDT to that address from your external wallet or exchange

Allow 5–10 minutes for processing.

Supported networks

• Ethereum (≈ 5 min)
• BNB Smart Chain (BSC) (≈ 5 min)
• Polygon (≈ 20 min)
• Base (≈ 20 min)
• Arbitrum (≈ 20 min)
• Fuse (≈ 20 min)

You can follow the live status of your deposit in the app, from received to network confirmation to credited. After the transaction confirms, your funds will appear in your Wallet.

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Step 2: Move funds to Savings

Your deposit won't earn yield until you move it to Savings.

1. Go to the Savings tab
2. Tap Deposit
3. Enter the amount from your Wallet balance
4. Confirm

Your balance will convert to soUSD and start earning yield immediately.

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Fees & minimums

• Deposits on Fuse carry no Solid fee.
• Deposits on Ethereum carry a 0.1% deposit fee, deducted from the amount credited to your Wallet. On a $100 deposit, that is $0.10.
• Deposits on other networks (BNB Smart Chain, Polygon, Base, Arbitrum) carry a 0.03% bridge fee, deducted from the amount credited to your Wallet. On a $100 deposit, that is $0.03.
• The fee is shown on the deposit screen when you pick the network, before you send. It is the same at every Rewards tier.
• Minimum deposit: $10. No maximum.
• Sender pays standard network gas fees. Solid covers gas for eligible on-chain actions.

For every fee across the app, see Solid fees and limits: the complete overview.